A New York DMV-Approved PIRP does exactly that—it reduces points and auto insurance rates for New York drivers. By completing a defensive driving course, like this one, you are guaranteed to reduce up to 4 points from your driving record. Once you complete your course, your certificate of completion will be filed electronically with the DMV for you. This point reduction is a great way to keep your insurance rates from going up. And don’t forget, ALL New York drivers who take this course are guaranteed to save an additional 10% on their auto insurance, as long as they haven’t completed a course within the previous 18 months.
